Blackjack Guide for New Zealand Players

Master the Game with the Best Odds at Online Casinos

Blackjack is the most popular table game at online casinos, and for good reason: it offers the best odds of any casino game, combines skill with luck, and provides exciting, fast-paced gameplay where your decisions actually matter.

Unlike slots where outcomes are purely random, blackjack rewards smart play. With proper basic strategy, you can reduce the house edge to as low as 0.5%—giving you a genuine fighting chance against the casino.

This comprehensive guide explains everything New Zealand players need to know about online blackjack: how to play, basic strategy, card counting myths, different variants, betting systems, and where to find the best blackjack games online.

Whether you’re a complete beginner or looking to refine your strategy, this guide will help you play smarter and maximize your winning chances.

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What is Blackjack?

Blackjack (also called “21”) is a card game where you compete against the dealer to get a hand value as close to 21 as possible without going over.

Objective: Beat the dealer by:

Getting a hand closer to 21 than the dealer
Dealer busting (going over 21) while you don’t
Getting 21 with your first two cards (Blackjack!)

Not competing against other players—only the dealer

Why it’s popular: ✅ Best odds in the casino (0.5% house edge with basic strategy) ✅ Skill matters (your decisions affect outcomes) ✅ Simple rules (learn in minutes) ✅ Fast gameplay (many hands per hour) ✅ Social and interactive (especially live dealer)

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How to Play Blackjack

Card Values

Number cards (2-10):

Worth face value
5 of hearts = 5 points

Face cards (Jack, Queen, King):

All worth 10 points
King = 10, Queen = 10, Jack = 10

Ace:

Worth 1 or 11 (your choice)
Flexible value (makes it powerful)
Hand with Ace counted as 11 is “soft” (soft 17 = Ace+6)
Hand with Ace counted as 1 is “hard” (hard 17 = Ace+6+10)

Example hands:

King + 7 = 17
Ace + 6 = 7 or 17 (soft 17)
5 + 5 + 9 = 19
Ace + King = 21 (Blackjack!)

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Basic Gameplay Flow

Step 1: Place Your Bet

Choose chip value
Click betting circle
Betting time limited (15-30 seconds typically)

Step 2: Cards Dealt

You receive 2 cards (both face-up)
Dealer receives 2 cards (1 face-up, 1 face-down)
Face-up dealer card is called “upcard”
Face-down card is called “hole card”

Step 3: Check for Blackjack

If you have Ace + 10-value card = Blackjack!
Pays 3:2 (bet $10, win $15)
If dealer also has blackjack = Push (tie, bet returned)
If dealer has Ace or 10 showing, may check for blackjack

Step 4: Your Turn (if no blackjack)

Decide action based on your cards and dealer’s upcard
Options: Hit, Stand, Double Down, Split, Surrender

Step 5: Dealer’s Turn

Dealer reveals hole card
Dealer must follow fixed rules (no choices):
- Hit on 16 or less
- Stand on 17 or more (or soft 17, depends on variant)

Step 6: Determine Winner

You closer to 21 = You win (1:1, bet $10, win $10)
Dealer closer to 21 = Dealer wins (you lose bet)
Both same total = Push (tie, bet returned)
You bust (over 21) = Automatic loss (even if dealer busts)

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Player Actions Explained

1. Hit

What it means: Request another card

When to use:

Your hand is low (12 or under generally safe)
Trying to get closer to 21
Following basic strategy

How:

Click “Hit” button
Or tap table in live game

Example:

You have: 7 + 5 = 12
Dealer shows: 10
You hit, receive 6
New total: 18

Risk: Can bust if card value too high

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2. Stand

What it means: Keep your current hand, no more cards

When to use:

Happy with your total
Risk of busting too high
Following basic strategy

How:

Click “Stand” button
Dealer’s turn begins

Example:

You have: King + 8 = 18
Dealer shows: 6
You stand (18 is good, dealer might bust)

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3. Double Down

What it means: Double your bet, receive exactly one more card, then must stand

When to use:

You have strong starting hand (9, 10, 11)
Dealer has weak upcard (2-6)
Maximum leverage on good situation

Rules:

Only on first two cards (usually)
Some casinos: Any two cards
Others: Only on 9, 10, 11

How:

Click “Double Down”
Second bet placed (equal to first)
Receive one card
Automatically stand

Example:

You have: 5 + 6 = 11
Dealer shows: 6
You double down (bet $10 more, now $20 total)
Receive: 9
Final hand: 20
If win: Profit $20 (doubled bet, doubled win)

When NOT to:

Against dealer Ace or 10
When you have 12+

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4. Split

What it means: Split pair into two separate hands, bet on each

When to use:

You have two cards of same value (pair)
8s, Aces should always split (basic strategy)
Some other pairs depending on dealer upcard

How:

Must have pair (two 8s, two Kings, etc.)
Click “Split”
Second bet placed (equal to first)
Each card becomes separate hand
Cards dealt to each
Play each hand independently

Example:

You have: 8 + 8 = 16 (terrible hand)
Dealer shows: 7
You split (bet $10 on each hand, $20 total)
First 8 receives: King = 18
Second 8 receives: 3 = 11, you hit, get 9 = 20
Two separate hands played

Special rules:

Split Aces: Usually only one card dealt to each (can’t hit)
Re-splitting: Some games allow (split again if you get another pair)
21 after splitting Aces = Not blackjack (pays 1:1, not 3:2)

Always split:

Aces (except vs dealer Ace sometimes)
8s (16 is worst hand, two 8s gives two chances at 18)

Never split:

10s (20 is great, don’t ruin it)
5s (10 is great double down opportunity)

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5. Surrender

What it means: Forfeit hand, lose half your bet, get half back

When available: Not all casinos/variants offer it

Two types:

Early Surrender:

Surrender before dealer checks for blackjack
Very rare, very player-favorable

Late Surrender:

Surrender after dealer checks for blackjack
More common

When to use:

Very bad situation (you 16, dealer shows 10)
Better to lose half than likely lose all
Specific basic strategy plays

Example:

You have: 10 + 6 = 16
Dealer shows: 10
You surrender (lose $5 of $10 bet, keep $5)
Avoid likely loss of full $10

Rare action, but useful in worst spots

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6. Insurance

What it means: Side bet that dealer has blackjack when showing Ace

How it works:

Dealer shows Ace
Offered insurance (costs half your original bet)
If dealer has blackjack: Insurance pays 2:1
If dealer doesn’t: Lose insurance bet, main hand plays normally

Example:

Your bet: $10
Dealer shows: Ace
You take insurance: $5
Dealer checks hole card:
- Has blackjack: Lose $10 main bet, win $10 insurance (2:1 on $5), break even
- No blackjack: Lose $5 insurance, play out main hand

Advice: NEVER take insurance (unless you’re counting cards, which doesn’t work online)

Why:

Bad bet mathematically (house edge ~7%)
Even if you have blackjack yourself
Exception: If you’re counting and true count is +3 or higher (but online RNG makes this impossible)

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Basic Strategy

Basic strategy is a mathematically optimal way to play every possible hand based on your total and dealer’s upcard.

Why it matters:

Reduces house edge to ~0.5% (from ~2-5% with no strategy)
Makes you a much stronger player
Simple to learn and use

Basic Strategy Chart (Simplified)

Your Hand vs Dealer’s Upcard

Hard Totals (no Ace or Ace counted as 1):

Your Total	2-6	7-9	10-A
8 or less	Hit	Hit	Hit
9	Double	Hit	Hit
10	Double	Double	Hit
11	Double	Double	Double
12	Stand*	Hit	Hit
13-16	Stand	Hit	Hit
17+	Stand	Stand	Stand

*Against dealer 2-3: Hit. Against 4-6: Stand.

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Soft Totals (Ace counted as 11):

Your Total	2-6	7-9	10-A
A,2-A,5	Double	Hit	Hit
A,6	Double	Hit	Hit
A,7	Stand/Double	Stand	Hit
A,8-A,9	Stand	Stand	Stand

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Pairs:

Your Pair	2-6	7-9	10-A
2,2 / 3,3	Split	Hit	Hit
4,4	Hit	Hit	Hit
5,5	Double	Double	Hit
6,6	Split	Hit	Hit
7,7	Split	Hit	Hit
8,8	Split	Split	Split
9,9	Split	Stand	Stand
10,10	Stand	Stand	Stand
A,A	Split	Split	Split

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Key Basic Strategy Rules

Always:

Split Aces and 8s
Never split 10s and 5s
Stand on hard 17+
Hit on hard 11 or less
Double on 11 (except vs dealer Ace sometimes)

Against dealer weak cards (2-6):

Stand on hard 12+
Double on soft 13-18
Be more aggressive (dealer likely to bust)

Against dealer strong cards (7-A):

Hit more liberally
Don’t double unless very strong
Dealer less likely to bust

Never:

Take insurance
Play hunches over strategy
Change strategy based on “feeling”

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How to Use Basic Strategy

Option 1: Memorize

Study chart until automatic
Practice with free online trainers
Most serious players memorize

Option 2: Use Chart While Playing

Print or screenshot chart
Reference during online play (allowed)
Slower but accurate

Option 3: Strategy Cards

Buy pocket-size strategy cards
Use at land casinos (allowed)
Online: Just open chart in another window

Learning tips:

Start with hard totals (easiest)
Add soft totals
Add pairs
Practice with demo games
Use trainer apps (drill you on decisions)

Result: With basic strategy, house edge drops to 0.5% (best odds in casino besides certain video poker)

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Blackjack Variants

1. Classic Blackjack

Standard rules:

6-8 decks
Dealer stands on soft 17
Blackjack pays 3:2
Can double on any two cards
Can split once (sometimes re-split)
No surrender

House edge: ~0.5% with basic strategy

Best for: Learning the game, standard play

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2. European Blackjack

Key differences:

Dealer receives only one card initially
Dealer’s second card dealt after all players finish
No hole card (dealer doesn’t check for blackjack)
Usually can only double on 9, 10, 11
No surrender

Impact:

Slightly higher house edge (~0.6%)
If dealer gets blackjack, you lose double down and split bets (in some versions)

House edge: ~0.6% with basic strategy

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3. Atlantic City Blackjack

Key features:

Dealer stands on soft 17
Late surrender allowed
Can re-split up to 3 times (4 hands)
8 decks

House edge: ~0.35% with basic strategy

Best for: Players who know surrender strategy

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4. Vegas Strip Blackjack

Key features:

Dealer stands on soft 17
4 decks (fewer than standard)
Can double after split
Re-split Aces allowed

House edge: ~0.35% with basic strategy

Best for: Aggressive players who split/double often

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5. Spanish 21

Major difference: All 10s removed from deck (48-card deck: A-9, J, Q, K)

Player-friendly rules to compensate:

Blackjack always wins (even vs dealer blackjack)
Player 21 always wins
Can double any number of cards
Can re-split Aces
Surrender anytime
Bonus payouts for special hands (5-card 21, 6-7-8, etc.)

House edge: ~0.4% with proper strategy

Note: Requires different basic strategy than regular blackjack

Best for: Variety, players bored with standard blackjack

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6. Blackjack Switch

Unique feature: Play two hands simultaneously, can switch second cards between hands

How it works:

Bet on two hands
Receive two cards each
Can switch the second cards
Example: Hand 1: 10-6, Hand 2: 5-10 → Switch to: 10-10, 5-6

Trade-offs:

Blackjack pays 1:1 (not 3:2)
Dealer 22 = Push (not bust)

House edge: ~0.2% with optimal strategy

Best for: Strategic players, something different

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7. Perfect Pairs / 21+3 (Side Bets)

Not variants, but side bets on standard blackjack:

Perfect Pairs:

Bet your first two cards will be a pair
Pays:
- Mixed pair (different colors): 6:1
- Colored pair (same color, different suit): 12:1
- Perfect pair (same suit): 25:1

21+3:

Bet your two cards + dealer’s upcard make poker hand
Flush: 5:1
Straight: 10:1
Three of a kind: 30:1
Straight flush: 40:1
Suited trips: 100:1

Advice: Avoid side bets—high house edge (3-8%), pure luck, no strategy helps

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Betting Systems (Don’t Work, But Explained)

Martingale System

How it works:

Start with base bet ($10)
Lose: Double bet ($20)
Lose again: Double again ($40)
Win: Return to base bet
Theory: One win recovers all losses plus profit

Why it doesn’t work: ❌ Table limits prevent infinite doubling ❌ Bankroll limits (you’ll run out of money) ❌ Doesn’t change house edge (still 0.5%) ❌ One bad streak = huge losses

Example disaster:

Bet $10, lose
Bet $20, lose
Bet $40, lose
Bet $80, lose
Bet $160, lose
Total loss: $310
Next bet would be $320 (might hit table max or your limit)

Conclusion: Risky, doesn’t improve odds, avoid

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Paroli System (Reverse Martingale)

How it works:

Start with base bet ($10)
Win: Double bet ($20)
Win again: Double again ($40)
Lose: Return to base bet
Theory: Ride winning streaks

Why it’s better than Martingale: ✅ Limits losses (only bet base when losing) ✅ Less risky

Why it still doesn’t work: ❌ Doesn’t change house edge ❌ Winning streaks are rare and unpredictable ❌ One loss wipes out streak gains

Conclusion: Less dangerous than Martingale, but doesn’t beat house edge

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Flat Betting (Best Approach)

How it works:

Bet same amount every hand
Simple: $10/hand, every hand

Why it’s best: ✅ Doesn’t change house edge (nothing does) ✅ Predictable losses over time ✅ Easy bankroll management ✅ No illusions about “beating the system”

With basic strategy + flat betting:

0.5% house edge
Lose ~$0.50 per $100 wagered (on average)
Variance can swing higher/lower short-term

Conclusion: Most honest approach, best for bankroll preservation

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Card Counting (Doesn’t Work Online)

How Card Counting Works (Live Casinos)

Concept:

Track ratio of high cards (10, J, Q, K, A) to low cards (2-6)
More high cards remaining = advantage to player
Increase bets when deck is favorable

Most famous system: Hi-Lo

Low cards (2-6): +1
Neutral (7-9): 0
High cards (10-A): -1
Running count ÷ decks remaining = True count
Bet more when true count is positive

Why it works in live casinos:

Depleting deck composition changes odds
Can gain 1-2% player advantage with perfect counting

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Why It Doesn’t Work Online

Reason 1: Continuous Shuffle Machines (CSM)

Virtual decks reshuffled after every hand
Card composition never depletes
No counting advantage

Reason 2: RNG (Random Number Generator)

Online blackjack uses RNG
Every hand is independent
Previous cards don’t matter

Reason 3: Frequent Shuffles

Even if not CSM, shuffles happen often
Not enough penetration to count effectively

Conclusion: Don’t try to count cards online—it’s impossible and wastes mental energy. Focus on basic strategy instead.

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Live Dealer Blackjack

What it is: Real dealer, real cards, streamed to your device in real-time

How it works:

Human dealer at physical table
HD video stream to your computer/phone
You make decisions via buttons
Dealer deals real cards from shoe
Multiple players at same table

Advantages: ✅ More authentic casino experience ✅ Social (can chat with dealer/players) ✅ Transparent (see cards shuffled and dealt) ✅ Slower pace (more time to think) ✅ Professional dealers (pleasant atmosphere)

Disadvantages: ❌ Slower than RNG blackjack ❌ Can’t pause (time limits on decisions) ❌ Higher minimum bets usually ($5-25 vs $1 RNG) ❌ Requires stable internet connection

Best for: Players who want authentic experience, don’t mind slower pace

Top live dealer providers:

Evolution Gaming (industry leader)
Pragmatic Play Live
Playtech Live
Ezugi

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Blackjack Odds and Probabilities

House Edge by Rules

Standard blackjack: 0.5% (with basic strategy)

Rule variations impact:

Rule	House Edge Impact
Blackjack pays 6:5 instead of 3:2	+1.4% (AVOID!)
Dealer hits soft 17	+0.2%
Surrender allowed	-0.08% (player favor)
Double after split	-0.15% (player favor)
Re-split Aces	-0.08% (player favor)
8 decks instead of 1	+0.6%

Best rules combination:

Blackjack pays 3:2 (essential)
Dealer stands soft 17
Surrender allowed
Double after split
1-2 decks

Realistic best: ~0.3% house edge

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Probability of Outcomes

Dealer final hand probabilities:

Dealer Upcard	Bust %	Stand on 17-21 %
2	35%	65%
3	38%	62%
4	40%	60%
5	42%	58%
6	42%	58%
7	26%	74%
8	24%	76%
9	23%	77%
10	23%	77%
A	17%	83%

Key insight: Dealer 2-6 are weak (high bust rate)—stand more, double more Dealer 7-A are strong (low bust rate)—hit more, be cautious

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Blackjack Frequency

Probability of being dealt blackjack:

Single deck: ~4.8%
Multi-deck: ~4.75%
Roughly 1 in 21 hands

Expected blackjacks per 100 hands: ~4-5

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Bankroll Management for Blackjack

Session Bankroll

Recommended: 40-60 times your minimum bet

Examples:

$5/hand → $200-$300 session bankroll
$10/hand → $400-$600 session bankroll
$25/hand → $1,000-$1,500 session bankroll

Why: Blackjack has variance. Even with basic strategy, you can lose 10+ hands in a row. Need cushion to ride out swings.

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Betting Unit

Conservative: 1% of session bankroll

$500 bankroll = $5/hand

Moderate: 2% of session bankroll

$500 bankroll = $10/hand

Aggressive: 3-5% of session bankroll

$500 bankroll = $15-25/hand
Higher risk of busting out

Recommendation: Start conservative, especially as beginner

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Stop-Loss and Win Goals

Stop-loss:

Set before session (e.g., “I’ll stop if I lose $200”)
Stick to it—prevent chasing losses

Win goal:

Set profit target (e.g., “If I win $200, I’ll stop”)
Lock in winnings

Realistic goals:

Don’t expect to double bankroll every session
20-30% session profit is excellent
50% loss is reasonable stop-loss

Example:

$500 bankroll
Win goal: +$150 (30%)
Stop-loss: -$200 (40%)

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Common Blackjack Mistakes

Mistake 1: Not Using Basic Strategy

The Problem: Playing by intuition or “feeling”

Reality: Basic strategy is mathematically optimal. Deviating increases house edge.

Solution: Learn and always follow basic strategy

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Mistake 2: Taking Insurance

The Problem: Thinking insurance “protects” your hand

Reality: Insurance is a separate bet with ~7% house edge. Terrible value.

Solution: Never take insurance (unless you’re somehow counting cards in live blackjack, which is difficult online)

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Mistake 3: Playing 6:5 Blackjack

The Problem: Not noticing blackjack pays 6:5 instead of 3:2

Impact: Adds 1.4% to house edge—massive difference

Example:

Bet $10, get blackjack
3:2 payout: Win $15
6:5 payout: Win $12 (lose $3 per blackjack)

Solution: Only play 3:2 blackjack—always check payout before playing

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Mistake 4: Betting Based on “Gut Feeling”

The Problem: Increasing bets because “I’m due for a win” or decreasing because “I’m on a losing streak”

Reality: Each hand is independent. Past results don’t affect future hands (in RNG blackjack).

Solution: Flat bet or use conservative betting plan, ignore streaks

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Mistake 5: Not Splitting Aces or 8s

The Problem: Standing on pair of Aces (12) or pair of 8s (16)

Reality: Always split these—basic strategy fundamental

Why:

Aces: Two chances at blackjack (21)
8s: 16 is worst hand, two 18s much better

Solution: Memorize: Always split Aces and 8s

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Mistake 6: Splitting 10s

The Problem: Splitting pair of 10s (20)

Reality: 20 is excellent hand (wins ~80% of time). Don’t ruin it.

Solution: Never split 10s (or 5s)

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Mistake 7: Playing Side Bets

The Problem: Betting on Perfect Pairs, 21+3, or other side bets

Reality: Side bets have high house edge (3-8%+), much worse than main game

Solution: Skip side bets—focus on main game with basic strategy

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Mistake 8: Chasing Losses

The Problem: Losing $200, then betting $50/hand to “win it back fast”

Reality: Bigger bets = faster bankroll depletion. Doesn’t change odds.

Solution: Stick to betting plan. If hit stop-loss, stop playing.

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Best Blackjack Games for NZ Players

We’re currently testing and rating blackjack variants at NZ-friendly casinos. Our verified list will include:

Rule variations (dealer soft 17, surrender, etc.)
House edge with basic strategy
Minimum and maximum bets
RNG vs Live Dealer
Game speed
Mobile compatibility
Overall player experience

What We Look For:

✅ 3:2 blackjack payout (essential, never 6:5) ✅ Low house edge (0.5% or lower with strategy) ✅ Player-friendly rules (surrender, DAS, re-split Aces) ✅ Reasonable minimum bets ($1-5 for RNG, $5-10 for live) ✅ Licensed and certified RNG (fair dealing) ✅ Quality live dealers (if live blackjack) ✅ Smooth gameplay (good interface, no glitches) ✅ Mobile optimized (play on phone/tablet) ✅ Fast game pace (RNG blackjack)

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Frequently Asked Questions

What’s the house edge in blackjack?

With perfect basic strategy: ~0.5% (best in casino). Without strategy: 2-5%. With 6:5 blackjack: ~2%. Always use basic strategy and play 3:2 games.

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Can I count cards online?

No. Online blackjack uses RNG or continuous shuffles (live dealer). Every hand is independent. Card counting doesn’t work. Focus on basic strategy instead.

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Should I take insurance?

No, never (unless counting cards with +3 true count, impossible online). Insurance has ~7% house edge. Terrible bet even with blackjack yourself.

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What’s the difference between hard and soft hands?

Hard: No Ace, or Ace counted as 1 (e.g., 10+7=17). Soft: Ace counted as 11 (e.g., A+6=soft 17). Soft hands are flexible—can’t bust on one hit.

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When should I double down?

Usually on 10 or 11 vs dealer 2-9. Also soft 13-18 vs dealer 4-6. Check basic strategy chart for exact plays. Doubles maximize profit on strong hands.

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Should I always split Aces and 8s?

Yes (except Aces vs dealer Ace in some strategies). Pair of Aces = two chances at 21. Pair of 8s = escape terrible 16. Core basic strategy rule.

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Can I win at blackjack long-term?

With basic strategy, house still has 0.5% edge. Long-term, you’ll lose ~$0.50 per $100 wagered. Can win short-term with luck. Not a profitable income source.

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What’s better: RNG or live dealer blackjack?

Personal preference. RNG: Faster, lower minimums, play at your pace. Live: More authentic, social, see real cards. Both have same odds if rules identical.

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How many decks is best for players?

Fewer is better (single deck best). But rule variations matter more. Single deck with 6:5 blackjack is WORSE than 6-deck with 3:2 and good rules.

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What’s surrender and when should I use it?

Forfeit hand, lose half bet. Use on very bad hands: 16 vs dealer 9, 10, A; 15 vs dealer 10. Uncommon play but valuable when rules allow.

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Can I use basic strategy chart while playing?

Yes! Online, open chart in another window. Land casinos also allow strategy cards. Not cheating—it’s optimal mathematical play. Use it!

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Do betting systems work?

No. Martingale, Paroli, etc. don’t change house edge. Can’t overcome 0.5% with any betting pattern. Flat betting with basic strategy is best approach.

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Should I play blackjack with bonus money?

Check terms. Blackjack often contributes only 10-20% to wagering requirements (vs 100% for slots). May not be optimal for clearing bonuses quickly.

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Bottom Line: Playing Blackjack Successfully

Blackjack is the best casino game for players who:

✅ Want the best odds (0.5% house edge, lowest in casino) ✅ Enjoy strategy (your decisions matter) ✅ Like fast-paced gameplay (many hands per hour) ✅ Appreciate skill-based games (not pure luck) ✅ Want social interaction (live dealer option)

But remember:

⚠️ House still has edge (0.5% with perfect strategy) ⚠️ Basic strategy is essential (without it, edge jumps to 2-5%) ⚠️ Variance exists (can lose 10+ hands in row) ⚠️ Not a money-making system (entertainment, not income) ⚠️ Discipline required (stick to strategy, manage bankroll)

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Our Final Recommendations:

For NZ Players:

✅ Learn basic strategy (memorize or use chart) ✅ Only play 3:2 blackjack (never 6:5) ✅ Find lowest house edge (good rules: surrender, DAS, soft 17 stand) ✅ Practice free first (demo mode until comfortable) ✅ Manage bankroll (40-60x minimum bet per session) ✅ Flat bet (avoid betting systems) ✅ Never take insurance (7% house edge) ✅ Set stop-loss and win goals (discipline) ✅ Skip side bets (high house edge) ✅ Play for entertainment (not income)

Golden rules:

Basic strategy ALWAYS (no exceptions, no hunches)
3:2 blackjack ONLY (check before playing)
Flat bet or conservative system (no Martingale)
Bankroll discipline (stop when limits hit)
Never chase losses (accept them and move on)

With basic strategy, blackjack offers the fairest game in the casino. Master the strategy, manage your bankroll, and enjoy the best odds you’ll find anywhere.

Good luck at the tables! 🃏

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Dealer Upcard	Bust %	Stand on 17-21 %
2	35%	65%
3	38%	62%
4	40%	60%
5	42%	58%
6	42%	58%
7	26%	74%
8	24%	76%
9	23%	77%
10	23%	77%
A	17%	83%

Dealer Upcard	Bust %	Stand on 17-21 %
2	35%	65%
3	38%	62%
4	40%	60%
5	42%	58%
6	42%	58%
7	26%	74%
8	24%	76%
9	23%	77%
10	23%	77%
A	17%	83%

Dealer Upcard	Bust %	Stand on 17-21 %
2	35%	65%
3	38%	62%
4	40%	60%
5	42%	58%
6	42%	58%
7	26%	74%
8	24%	76%
9	23%	77%
10	23%	77%
A	17%	83%